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Power Smart Residential Loan

Make your home more comfortable and energy efficient with Manitoba Hydro's Power Smart Residential Loan!
The loan covers the following measures: adding insulation, installing ventilation, sealing air leaks, replacing windows and doors, lighting, electrical service and wiring, and upgrading the efficiency of your existing furnace or water heater. It does not cover central air conditioning.

The borrowing Limit:

Borrow up to $7,500 per residence. Up to $5,500 of that may be put toward the purchase of a high efficiency natural gas furnace. The maximum term is 5 years for all energy efficiency upgrades and 15 years for the purchase of a high efficiency natural gas furnace.Annual interest rate is fixed at 4.8 per cent (O.A.C.) for the first 5 years. Monthly installments will be included on your energy bill. Applicant must be a Manitoba Hydro customer and the owner of the home in which energy improvements are to take place. Upgrades must be made to levels recommended by Manitoba Hydro. (The loan does not apply to central air conditioning)

Energy Finance Plan

The Energy Finance Plan is convenient, on-bill financing for upgrades to gas and electrical systems and is available to Manitoba Hydro residential, commercial, farm, and seasonal customers.
Financing Information
Borrow up to $5,000.00 per residence.
The minimum allowable loan amount is $500.
The maximum financing term is 5 years.
The minimum monthly payment is $15.
Current interest rate is 6.75%.
No down payment required.
All work must be performed by a qualified electrician or a licensed contractor who is a participant in the Energy Finance Plan.
Credit approval must be pre-arranged.
Repayment of the loan is the responsibility of the homeowner and not the tenant.
The loan becomes due and payable when the house is sold; the loan is not transferable.
Financing is not eligible for homes under construction, unoccupied homes, or projects in progress or already completed.

Qualifying Upgrades

Financing through the Energy Finance Plan is available for:
Upgrades to electrical service entrance and panel board equipment;
Wiring circuits and associated equipment;
Natural gas piping, venting, ductwork, delivery, permit cost, and taxes;
Central air conditioning systems (must have a minimum SEER of 13.0);
Electric/conventional natural gas water heaters (electric must meet CSA C-191 standard);
Electric and natural gas furnaces/boilers for seasonal, farm, and commercial customers;
Combination heating systems;
Unit heaters (natural convection, forced air, or forced air infrared);
Direct vent natural gas fireplaces (built-in and free-standing);
Security lighting and fixtures (wiring changes must be made as part of other electrical and energy improvement work);
Gas pool heaters;
Permanently installed dehumidifiers (hard-wired);
Permanently installed air purifiers (hard-wired);
Air source heat pumps.

Financing is not available for:

Wiring and related equipment for buildings not previously supplied with electrical service;
Purchase of these free-standing or built-in-appliances:
Countertop ranges;
Wall ovens;
Range hoods;
Water pressure systems;
Garbage disposal units;
Vacuum systems.
Any natural gas product not installed by a licensed gas fitter;
Used equipment;
Masonry or carpentry for mantels, hearths, etc. (unless part of a larger project);
Companion appliances purchased independently;
Ductwork (unless part of a larger project);
Any replacement parts.

Power Smart PAYS Financing

Our Power Smart PAYS Financing is a convenient and affordable financing option if you want to make energy efficiency upgrades to your home.
PAYS Financing covers upgrades for:
Space heating equipment;
Water heating and water conservation:
Water heating equipment;
Toilets (only eligible for financing with one of the above upgrades).

**Multiple upgrades may increase your utility bill savings, which may increase the amount eligible for financing.

Furnace & A/C Installations

We will install furnaces and air conditioning systems in new construction, or to replace existing systems that are no longer functioning 100%. Our team of professionals can handle any installation which will be personally inspected by the owner.

Furnaces - Air Conditioners

HVAC Systems

Will conduct repairs to and safety inspections of your HVAC system to ensure that your system is running safely, and at 100% efficiency.

HVAC Systems


We specialize in ductwork design, fabrication, installation & cleaning. With a professional tin-smith on staff you can be assured that it is designed right the first time.

Interior Ductwork

Indoor Air Quality

Temperature and humidity are the foundation of indoor air quality. We will ensure that your homes air is as clean as it is outdoors.

Scheduled Maintenance

We offer regularly scheduled preventative maintenance. Our maintenance plans ensure that you're new purchase is protected and running efficiently for the entire life of the purchase.

Integrated Control Systems

Integrated control systems help ensure maximum comfort and efficiency throughout a buildings environment. We carry several solutions for both residential and commercial installations.

Winnipeg Office

6670 Roblin Blvd
PO Box 46065
Winnipeg, MB
R3R 2S3

Phone Number

(204) 889-3939


Brands We Service

 Brands We Service

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